GENERAL SUMMARY OF EMPLOYEE HEALTH & WELLNESS BENEFITS
It is the policy of the Nixa Fire Protection District that the benefits and incentives established in the Collective Bargaining Agreement shall be available to all members who meet the defined requirements.
INSURANCE:
Health, Dental & Vision Coverage
The Nixa Fire District pays 100% of the monthly premium to the following group plans:
- Health plan (includes prescription plan)
- Dental plan
- Vision plan
for regular full-time employees who work at least 30 hours per week. Coverage begins the first of the month following the employment date. Spouse and dependents may be added to the group plan at the employee expense by payroll deduction during open enrollment periods.
Basic Life Insurance
As a Nixa Fire District employee your monthly premiums are covered 100% by the District for basic life insurance policy. Coverage begins the first of the month following the employment date.
Cafeteria Plan IRS Section 125
This voluntary Flexible Spending Account (FSA) plan is available to regular full-time employees. Coverage begins the first of the month following the 60 day employment eligibility date. The FSA plan allows for the payment of qualified Medical & Dental expenses on a pre-tax basis. Elected contribution to the FSA plan are not subject to State, or Federal income tax or FICA tax. Coverage begins the first of the month following the 60 day employment eligibility date.
Voluntary Supplemental Insurance
The District provides the opportunity for voluntary supplemental insurance through AFLAC and Mutual of Omaha by payroll deduction. Spouse and dependent coverage may be available according to products offered by the supplemental insurance company. Any agreement made between the employee and the supplemental insurance provider is the responsibility of the employee. Coverage begins the first of the month following the 60 day employment eligibility date.
Employee Assistance Program
The District offers support to employees and their families through the Employee Assistance Program (EAP) free of charge. The EAP provides skilled professionals and is designed to help employees meet life's challenges, including work-related and personal issues.
Services provided through the EAP are confidential and include short-term counseling. The EAP offers a wide variety of services and resources; such as educational information, self-help/self assessment tools and exercises, professional referrals, and a wide range of current and relevant topics. Eligible employee are encouraged to take advantage of the EAP services as early as the first day of employment with the Nixa Fire District.
Here are some examples of services offered:
- Live & Pre-Recorded Webinars
- Legal advice
- Identity theft assistance
- Personal finance/money management
- Coping with Loss
- Balancing Work & Family Life
- and More
RETIREMENT
Missouri Local Government Employees Retirement System (LAGERS) Pension Program
A retirement plan may be one of the most valuable benefits of employment. It can deliver a long-term impact on your financial well-being. The Nixa Fire District is extremely proud of our retirement program chosen by the NFPD Board, which is 100% paid by the District. This plan is non-contributory and requires no employee contribution. The District contributes the full rate designated by LAGERS of the employees' gross wage. LAGERS is a defined benefit retirement plan, a traditional pension. LAGERS provides permanent, protected and guaranteed benefits for a lifetime of the LAGERS eligible member. Employees are vested after 5 years and service time in the plan may travel with the member to other public employers in Missouri. There is a 6 month waiting period (one time). Click here to learn more about LAGERS.
Nationwide Deferred Compensation Plan (457(B)
Deferred compensation plans are designed for state, municipal employees, as well as employees of some tax-exempt organizations. This voluntary plan allows employees to defer wages directly from their paycheck, pre-tax, to a retirement account. That money and any earnings you accumulate are not taxed until you withdraw them. The District contributes a flat match of $20.00 per pay periods when an employee contributes at least $20.00 per pay period. Click here to learn more about Nationwide 457-b Plan.
EMPLOYEE INCENTIVES